About Us

Purpose-built payment platform for facilitation of the quick, secure and adaptable digital payment services both locally and globally.

Who We Are?
Our Approach / Philosophy

NIFT ePay is providing an agnostic/adaptable payments platform – connecting all digital players through contextual digital payments.

The payment gateway is accessible for all sizes of entities for convenient transactions via secure and interoperable ecosystem. All payment instruments and methods will be available in future to resolve the limitation of data driven payment digitalization.

Vision Statement

To be the leading, reliable and innovative provider of agnostic and contextual payment platform.

Mission Statement

NIFT ePay strives to digitize every transaction and promote interoperable payment ecosystem bringing convenient, secure and seamless solutions to our customers.

Basics of NIFT ePay

NIFT ePay is the brainchild of National Institutional Facilitation
Technologies (NIFT). NIFT is the pioneer and the largest transactional clearing facilitator of Pakistan since 1997.

NIFT offers efficient and cost-effective automated clearing of financial transactions along with cheque clearing, reconciliation, unpaid cheque processing, same day clearing (express – 2 hrs. clearing service), intercity clearing as well as inter-branch and inter-bank settlements.

As the First Certificate Authority (CA) in Pakistan, NIFT provides Public Key Infrastructure (PKI) based security solutions like digital certificates and signatures for financial institutions, businesses and government entities. NIFT also assists entities in specialized projects such as image-based solutions, data digitization and support services.

Day-to-day transactional needs like paying school fees, insurance, buying groceries online, utility bill payments and even B2B transfers, can all be completed through NIFT ePay, leaving you with more time and less hassle.

Why Us?/Our Compelling Features/Our Competitiveness

NIFT ePay symbolizes Business with Accountability.

Having expertise in providing convenience of transactions to our clients, we take care of the complexities involved in payments transacting online. At the same time, we offer all supported digital payment methods to our clients so that their customers can complete their transaction quickly and securely.

Streamlined Integration

For smooth transactions, NIFT ePay has created a seamless and simplified payment structure with a wide range of integration options.

Multiple payment options

Payments can be made through card, wallet or directly through your banking account in a secure manner.

Real time reporting

All the transactions are monitored and recorded instantly to ensure that proper records are maintained.


Flexible and customizable integration specifications catering to the payment needs of varying industries and segments.

Data accessibility

Systems can give you data about dispute management, fraud cases, and transaction reconciliation and transaction response rate


Latest technology is in place to align with the evolving industry, customer demands and regulatory bodies.


Low level of third party interactions which makes sure that the payment is quickly completed.

Secured and compliance

All the transactions are secured as transactions are completed after an authentication step ensuring that they comply with the online transaction regulations.


Serving in the industry for more than a decade is a strong indication about our compatibility and promise to provide excellent services to our clients.

Our clients are our driving force – motivating us to introduce latest, innovative and crucial products for them. To show appreciation to our clients for entrusting us with their vital services, we would like to show how much they are important part of our company.

Visit our Partners page for complete listing of merchants, and other clients

Get latest market information along with NIFT
ePay achievements by subscribing here.