NIFT ePay is an electronic payment gateway that offers various modes of payment for digital payments acceptance. NIFT ePay aims to address and resolve existing challenges related to interoperability in the local payments ecosystem.
We offer the following modes of payments. You may choose to integrate as many methods as you wish.
a. Bank Account
b. Credit/Debit cards
c. Mobile Wallet
Account-based Transaction:
You can make payment by entering account number, CNIC and Onetime Password (sent on your registered number by your bank)
Card-based Transactions:
You can make payment by using your Visa or Master card. You need to enter card credentials to complete the transaction
Mobile Wallet:
You can make payment by entering wallet number. Transaction will be completed after verification on registered mobile number/wallet.
Payment settlement days against each payment method are mentioned below:
a. Bank Account: T+1 Working day
b. Credit/Debit cards: T+3 Working days
c. Mobile Wallet: T+1 Working day
We offer customized MDR with respect to payment instrument after careful evaluation of various business needs of the merchant. MDRs considered include percentage-based, tier-based and flat rates to name a few.
We offer a wide array of integration method such as APIs, plugin and redirections.
The following plugins are available for swift integration:
a. Shopify
b. Woocommerce/WordPress
c. Magento
d. Zencart
e. Opencart
f. Joomla
j. Prestashop
Any business/entity having a live website or mobile app for selling products or services can avail NIFT ePay Online Payment Gateway services.
In addition to provision of a detailed integration guide with you and our merchant integration team will handhold you from start till completion of the integration process.
NIFT ePayment gateway offers merchant portal where you can view your transaction history, settlement reports and process refunds among other things.
The sign-up process involves the following major steps:
a. Merchant submits application along with supporting documents
b. NIFT ePay verifies merchant
c. Merchant integrates its website/mobile app with NIFT ePay
d. Testing and Go Live
You may call us at +92-21-111-112-222 or drop an email at niftdfs@nift.pk in case of any queries/concerns.